Working, living or studying in Kraków is a lot cheaper and more straightforward if you have a current account with one of the Polish banks.
There is a wide choice, so shop around for the best deal – the customer is still king in Poland, and banks make attractive offers to entice new customers through the door. Most of the branches you will see in Kraków have English-speaking staff, who will guide you through the process of opening your account.
You can simply walk in and begin the process, as long as you have your passport. An address in Kraków is not necessary, but you will definitely need to provide both your permanent address (in Poland or abroad), and a mailing address. Having said that, you can usually arrange to receive statements by email, so you won’t need to worry about important paperwork getting into the wrong hands.
If you prefer to do things online, you can open an account at most major banks via the internet. The websites usually have an English language option. You will at some point have to make personal contact though, in order to sign your agreement. The bank may offer to send a courier to your home with the paperwork, or ask you to visit a branch of your choosing in Kraków.
Savings accounts are just as easy to open, simply ask at the branch and staff will be able to help you. Credit facilities, including cards, loans and overdrafts, are not usually available to personal banking customers who are not resident in Poland.
Tell English speakers in Kraków about the financial services that you can offer.
Email firstname.lastname@example.org to find out how KrakówPolska can help you reach ex-pats in the city, for less than 1zł per day.